I think most people nowadays are running 2FA. I not only run 2FA but I also have the authenticator as an added feature.
I use unique email addies, complex passwords, 2FA apps, SMS codes, Google Authenticator and Authy on everything.
Imagine my surprise when a bank account that I have never used the card for online gets drained of $35K in 24 hours earlier this year

Fortunately I got the money back, but my bank did nothing to prevent it, nor did they tell me it happened.
Hence my paranoia over internet security. 2FA or not, there’s always a back door and it relies on the integrity of the provider. Beloader has no reputation to trust and they haven’t made the best first impression, but the product itself looks solid.